Major Medical InsuranceWe offer quality plans that are designed to provide your family with the coverage theyneed, at a cost you can afford. The companies we represent provide excellent valueand the flexibility to choose the plan best suited for your family.Did you know that, in many cases, it is less expensive to insure your dependents ontheir own as opposed to covering them under your employer provided plan?Disability InsuranceDisability insurance is income protection. If sickness or injury causes you to miss workfor an extended period of time, would you like your income to continue so you canmeet your financial obligations? Many individuals have disability coverage throughtheir employer. Sometimes this coverage is sufficient, but in many cases it will notprovide the income replacement needed to pay your bills. Your standard of living couldbe greatly impacted if you do not fully prepare for a long-term disability. We have theexpertise to build your income protection plan, whether with you individually orthrough your employer.Long-Term Care InsuranceLong-term care situations can create devastating consequences for a family. Requiringcare for your most basic of daily activities (eating, bathing, dressing, toileting, transferring, maintaining continence) can interrupt even the strongest of financial plans.Long-term care is expensive, but that doesn't mean long-term care insurance is as well.We are fully capable in providing both traditional long-term care insurance, as well asthe many asset-based long-term care options that are now very popular. Regardlessof the option chosen, we can help you create an affordable plan.